Return ACH Deposits
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Automated Clearing House (ACH)
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Return ACH Deposits
The bank determines the need to return ACH deposits after a customer’s Deceased date.
Steps
- There is no API available to retrieve the ACH Trace Number from account history, nor an API that replicates the ACH Manual Transaction Entry process, which requires both a Trace Number and Return Reason Code.
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Last updated Fri Feb 6 2026