Developer Programs
Getting Started
Get started working with Jack Henry's developer programs today.
Fintech Integration Network (FIN)
Jack Henry's Integration Program for Fintechs.
Technical Account Manager (TAM)
Get technical integration help from a single point of contact.
Developer Account
Create a developer acccount to access resources that help you integrate with Jack Henry.
Learn
Shared Responsibility
Learn about shared roles and responsibilities of customers and Jack Henry in open banking.
Developer Use Cases
Find a use case that fits your development needs.
Developer Video Gallery
Watch the latest demos, webinars, and more.
Developer Conference
Connect with industry leaders, gain insights from expert speakers, and explore our latest innovations.
Docs
Admin API
Create solutions for an institution's back office support tools.
Authentication Framework
Map customer identities to your existing system IDs.
Consumer API
Access financial data for user accounts, transactions, and more.
Data Hub
Get deeper access to financial institution data.
Digital Core
Modernize with cloud-native core banking technology.
Enterprise Event System
Respond to events in real-time using this powerful pub/sub-based solution.
jXchange - REST API
Translate business information between Jack Henry and 3rd-party apps using a REST-based API.
jXchange - SOAP API
Translate business information between Jack Henry and 3rd-party apps using a SOAP-based API.
Operational Data Integration (ODI)
Get customized queries for bulk data needs.
Payments
Embed check deposits, ACH, bill pay, cards, and real-time payments.
Plugin Framework
Embed the best of the fintech world directly into your user's dashboard.
SymXchange
Query Symitar core member accounts, post transactions, run PowerOn scripts, and more.
Full List of APIs
Begin working with Jack Henry's public APIs to build financial applications today.

Cutoff Times

Docs > Payments > Payments > Cutoff Times

The following cutoff times apply to Payments Orchestrator Payments:

ACH Payments

Payment TypeSubmission WindowSettlement Schedule
Standard ACH6:30PM EST8:30AM EST on the next business day
Same-Day ACH8:00AM EST1:00PM EST
11:30AM EST5:00PM EST
1:30PM EST5:00PM EST
2:45PM EST6:00PM EST

Wire Transfers

Payment TypeSubmission Deadline
Domestic Wire6:00PM EST
Did this page help you?
Last updated Mon Jun 29 2026